Wednesday, November 9, 2011

The pressure is off

This was a very good day. After having a three-dimensional CT, to determine where the radiation "beams" will be directed at me, I had a wonderful meeting with the head social worker at Swedish about the insurance problem.
I can't believe this. I'm off the hook! She had already spoken to the director of corporate compliance, and the director of the financial counseling department, and they said no way am I to be responsible for the $138,000-plus for chemo; that I'm not obligated to pay any of it!
We had to go through the formality of a letter, and a financial questionnaire, plus a copy of last year's tax return, but I didn't have to disclose any value on my investments.
Based on my earnings from my job, I actually have made so little money due to the reduced hours I've had because of all my time spent having all that fun in the Cancer Center and the hospital, I would be considered a hardship, and it's possible I won't have to pay anything else.
We'll see on that one. But this social worker, Sandy, was an absolute angel. She said she had been on vacation, got back, heard about my case from Dr. Dobie (my shrink) and she was totally ready to take this on!!
So, here's what will happen. Swedish will first go after First Choice, but if they won't pay (I assume after a legal battle) Swedish absorbs it. Swedish is sort of to blame, because they didn't check my insurance benefits to ascertain whether my chemo would be covered once I was in the study, but, still, their attorney said Federal law states they can't deny insurance for research study approved by the National Cancer Institute, which my study was.
At any rate, I'm off the study, and off the hook for the big bucks, and I feel so much better!
It's one thing dealing with the disease and all the trouble that comes with it, and another thing dealing with the possibility of never retiring, or worse yet, ending up living in my car.
More happy news. I was fitted for a form, or prosthetic, yesterday by a lovely, compassionate woman name Shannon at the downtown Nordstrom. My God, they whisk you into a huge dressing room, and bring everything to you. She knew what the hell she was doing, as they are specially trained, and it looks pretty damn good. It's like a soft, gel type thing, and it slides into a special little pocket in the bras. I got two really pretty bras. So, now I can wear my fitted clothes again, and look like a girl!
I told Shannon about Hawaii, and they actually have a water form, so I am going to have them sew a pocket into my swimsuit top and get the water form! Problem solved. She also said they can sew pockets into my sundresses that have shelf bras. Another angel, that girl.
Oh, also, with Nordstrom, they bill insurance for the bras and stuff, because it is a prosthesis. No money came out of my pocket, however the assholes (as I like to call First Choice) might deny the water form.
Also, I'm clear for Lapatinib, which they were hassling me about, too.
I won!

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